Transparent Infrastructure

The mechanics of zero-cost giving.

We integrate charitable micro-donations directly into everyday payment transactions. Verified merchants fund the contribution from standard transaction fees, ensuring donors pay absolutely nothing extra.

Step-by-Step Flow

Three steps to impact

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Swipe or Tap

Fee Allocation

Direct Routing

A customer completes a standard purchase at a participating retail or online merchant using their normal payment method.

The merchant allocates a micro-percentage of their standard transaction fee to the HolyPay Foundation, costing the consumer nothing.

Our secure payment gateway routes the accumulated micro-donations directly to the donor's selected verified 501(c)(3) organization.

Close-up of a hand tapping a credit card on a sleek modern payment terminal in a bright, sunlit local bakery, warm editorial tones
Close-up of a hand tapping a credit card on a sleek modern payment terminal in a bright, sunlit local bakery, warm editorial tones
Secure Architecture

Engineered for absolute trust

Our payment infrastructure operates alongside existing merchant processors. By utilizing secure API integrations, we route micro-donations without adding latency or changing the checkout experience.

100%

Verified 501(c)(3) routing

Common Questions

Clear answers for everyone

Does this cost the donor anything?

Is the transaction secure?

No. The donation is entirely funded by the merchant from their existing card processing fees. Your purchase price remains exactly the same.

Yes. We use fully PCI-compliant payment gateways. HolyPay never stores raw credit card details or sensitive personal identifiers.

How do charities receive the funds?

Can any business integrate HolyPay?

Funds are aggregated monthly and sent directly to verified 501(c)(3) organizations via secure electronic bank transfers.

Most e-commerce platforms and point-of-sale terminals can integrate our API with minimal setup. Contact our developer team to start.